Published October 2025 | CreditVana Insights
The Booking.com Genius Rewards Visa Signature® Card, issued by First Electronic Bank, is designed for frequent Booking.com users who want to earn rewards on both travel and everyday spending — all with no annual fee.
What makes this card stand out is its unique rewards structure. Unlike most travel cards that focus solely on flights or hotels, this card lets you earn bonus credit on nearly anything you buy during a stay booked through Booking.com — meals, souvenirs, rentals, or even local transportation.
If you already book the majority of your trips through Booking.com, this card could be a powerful, cost-saving travel companion.
Rewards: Where This Card Shines
The Booking.com Visa earns travel credit that can only be redeemed through the platform. Here’s the breakdown:
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6% back in travel credit on stays booked in the Booking.com app.
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5% back on flights, stays, car rentals, attractions, cruises, and airport taxis through Booking.com.
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3% back on purchases made during a Booking.com stay (within 50 miles, up to $10,000 annually).
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3% back on dining, gas, and groceries.
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2% back on all other purchases.
Each $1 in travel credit equals $1 toward eligible bookings, including flights, hotels, rental cars, and attractions.
Welcome bonus
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Earn $150 in travel credit after spending $1,500 in the first 90 days.
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Earn an additional $100 travel credit each year when you spend $15,000 or more.
Genius Level 3 Perks
Booking.com has three “Genius” loyalty tiers. With this card, you automatically unlock Genius Level 3 — the highest tier — without having to complete 15 bookings in two years.
Benefits include:
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10%–20% off select stays.
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10%–15% off select rental cars.
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Free breakfast options.
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Complimentary room upgrades (where available).
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Priority customer support.
For loyal Booking.com travelers, these perks can translate into hundreds of dollars in savings each year.
Travel Protections and Global Benefits
The Booking.com Visa comes with several built-in protections and features:
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Trip cancellation and interruption insurance.
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Travel accident coverage.
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Rental car insurance (when you pay with the card).
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No foreign transaction fees — making it a solid choice for international trips.
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Visa Signature network acceptance, meaning it works at millions of locations worldwide.
Things to Keep in Mind
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Redemption limitations: Rewards must be used on Booking.com. Unlike general-purpose rewards cards, you can’t redeem them for cash or transfer to other partners. Rewards also expire two years after they’re earned.
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Complex rewards structure: With different rates for app bookings, on-site spending, and general purchases, it may take effort to maximize value.
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Best for Booking.com loyalists: If you rarely use the platform, a broader cash-back or travel rewards card may be a better fit.
CreditVana Takeaway
The Booking.com Genius Rewards Visa Signature® Card is a strong no-annual-fee option for travelers who consistently plan their trips through Booking.com. With generous reward rates, automatic Genius Level 3 perks, and no foreign transaction fees, it’s built to deliver solid value — especially if you maximize both the travel credits and loyalty benefits.
However, its limited redemption options mean it’s not for everyone. If you prefer flexibility — like redeeming rewards for cash back, statement credits, or transfers to multiple travel partners — a general-purpose travel rewards card may be a smarter choice.
✅ Tip from CreditVana: Before applying, check your 3-bureau credit scores with CreditVana. Stronger scores improve your approval odds and ensure you get access to the most rewarding credit cards on the market.
