Bank of America® is expanding its credit card offerings for Alaska Airlines customers, introducing a premium travel card aimed at flyers who want top-tier perks, elevated travel experiences, and faster loyalty rewards.
Launching August 20, 2025, alongside Alaska Airlines’ merger with Hawaiian Airlines under a unified loyalty program — Atmos Rewards, the new Atmos™ Rewards Summit Visa Infinite® card is designed for travelers who fly often and want luxury-style benefits.
💳 Annual Fee: $395
💳 Lower-tier option: Atmos™ Rewards Ascent Visa Signature® (formerly the Alaska Airlines Visa), with a $95 annual fee.
Let’s break down what’s new and whether this premium card is worth the price.
🚨 What’s Changing?
🔁 A New Name for the Classic Card
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The existing Alaska Airlines Visa Signature® card is now called the Atmos™ Rewards Ascent Visa Signature®.
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Rewards structure and perks for this card remain largely the same — but it now earns Atmos points instead of miles.
✈️ A Brand-New Premium Card: Atmos™ Rewards Summit Visa Infinite®
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The Summit card is the standout new option — offering richer rewards, companion travel perks, elite status boosts, and airport lounge access.
💥 Key Features of the Atmos™ Rewards Summit Card
✅ High-Earning Bonus Categories
Earn unlimited:
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3x points on Alaska and Hawaiian Airlines purchases
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3x points on foreign transactions (including non-USD purchases)
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3x points on dining (restaurants, bars, fast food, catering)
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1x points on all other purchases
🎁 Bank of America® customers with eligible accounts get a 10% points bonus on all purchases (also available on the Ascent card).
🎉 Welcome Offer: Big Value, Fast
Earn 100,000 bonus points + a 25,000-point Global Companion Award
🛍️ Requirements: Spend $6,000 within the first 90 days.
🔓 Redemptions start at just 4,500 points per one-way ticket — so this welcome bonus could cover up to 20 flights.
✈️ Exclusive Travel Perks and Protections
🎫 1–2 Global Companion Awards Per Year
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Every anniversary, you’ll receive one 25,000-point Companion Award automatically.
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Spend $60,000/year and unlock an additional 100,000-point Companion Award.
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Awards apply as point discounts on Alaska (and partner) flights, in any service class.
💡 Difference from Ascent’s Companion Fare:
The Ascent’s benefit is only for economy and requires a $99 fare plus taxes — and must be earned with $6,000 in spending. The Summit card gives you one automatically, and it’s valid in any cabin.
🛫 Airport & Flight Benefits
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8 Alaska Lounge Passes per year (2 per quarter): Each pass includes 1 adult + 2 children under 21
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$120 TSA PreCheck or Global Entry credit (renewable every 4 years)
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$50 automatic flight disruption credit for delays over 2 hours or same-day cancellations (must be used within 48 hours)
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Waived same-day flight change fees
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Free checked bag for you and up to 6 guests on Alaska and Hawaiian flights
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Up to $25 savings per person on award ticket fees for partner airline bookings
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8 in-flight Wi-Fi vouchers annually (until full Starlink rollout, after which Wi-Fi will be free for Atmos Rewards members)
🚗 Rental & Hotel Travel Perks
🚘 Included Rental Car Coverage
Provides secondary coverage when renting a car with your Summit card.
🏨 Transfer Points to Hotel Partners
You can transfer your Atmos points to the following hotel programs:
| Hotel Partner | Transfer Ratio |
|---|---|
| Marriott | 1:1 |
| IHG | 1:1 |
| Wyndham | 1:1 |
| Preferred Hotels | 1:2 |
| Shangri-La | 8:1 |
🚀 Loyalty Program Boosts
🎖️ Faster Elite Status with Atmos Rewards
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10,000 status points automatically added every card anniversary
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Earn 1 status point per $2 spent
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Spend $20,000/year to hit Silver Status, factoring in the bonus
🔍 Quick Comparison: Atmos Ascent vs. Summit
| Feature | Atmos Ascent ($95) | Atmos Summit ($395) |
|---|---|---|
| Points Program | Atmos Rewards | Atmos Rewards |
| Companion Travel | Economy-only w/ $99 fee (earned) | Any class; free (automatic + earned) |
| Lounge Passes | None | 8 per year |
| TSA PreCheck / Global Entry Credit | No | Yes, $120 every 4 years |
| In-flight Wi-Fi Vouchers | No | 8 per year |
| Free Checked Bags | Yes | Yes |
| 3x Dining & Foreign Spend | No | Yes |
| Accelerated Elite Status | No | Yes |
💬 Should You Apply for the Atmos Summit Card?
If you:
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Fly Alaska or Hawaiian Airlines at least a few times a year
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Value airport lounges, elite status, and travel flexibility
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Want to use points for flights or transfer to major hotel programs
👉 Then the $395 annual fee can be more than worth it — especially if you use the welcome bonus and Global Companion Awards.
But if you’re a casual flyer, the $95 Atmos Ascent card may be the smarter choice — offering solid perks without the high price tag.
✈️ Final Take from Creditvana
The Atmos™ Rewards Summit Visa Infinite® elevates the typical airline card experience — offering two nearly free flights a year, luxury lounge access, and benefits that frequent flyers will actually use.
If you’re ready to upgrade your travel, this premium card is a serious contender in 2025.
Want a side-by-side breakdown or credit card recommendations tailored to your spending habits? Let me know — I can help you compare.
