Get the car you want, at a payment that fits. CreditVana helps you compare trusted auto loans side-by-side, including options for auto loans bad credit.

Start in the Credit Vana app with a free credit score check to see where you stand, then use our tools and credit insights to estimate your rate and total cost before you apply.

How to shop smarter

  1. Check my credit score for free to understand utilization, payment history, and inquiries. Turn on creditvana credit monitoring for real-time credit monitoring and credit monitoring alerts so new inquiries or accounts don’t surprise you.

  2. Compare term lengths (36–84 months), APRs, fees, and prepayment rules. Shorter terms usually lower total interest; longer terms reduce monthly payments.

  3. Model payments with our calculator to forecast monthly cost, total interest, and payoff timeline. If you’re rebuilding, you can also build credit with debit using our credit builder app to improve credit score fast over time.

Refinance or alternatives

Already financed?

Refinance to reduce APR or shorten the term. If you need flexibility for taxes, tags, or repairs, consider a personal-loan alternative, compare options and run numbers first.

(We also work with select partners, including CreditCardBroker.com, to broaden available offers.)