Auto Refinancing

Auto Refinance Made Simple

Auto refinance Save More with No Hidden Fees or Rate Markups!

$ 116

Avg Savings/Mo

Top Reviewed

Auto Refinance

Skip Payment

Up to 90 Days

5.49%

Rates As Low As

Get Quotes and Choose a New Payment in Minutes

3 Simple Steps to Lower Auto Payments

1. Fill out an application or call us.

2. Choose your payment and savings.

3. Sign your documents anywhere.

OUR CUSTOMERS SAVE 26% MONTHLY ON AUTO REFINANCE AVERAGE

Whether You Want To Lower Your Payment Or Pay Less Interest, CreditVana Can Help You Explore Your Saving Possibilities

Lower your car payment, fast and transparently, with CreditVana. In the Credit Vana app, you can check credit score free, view personalized credit insights, and turn on creditvana credit monitoring for credit score monitoring and real-time credit monitoring while you compare auto refinance options.

Many members see average savings each month, flexible first-payment dates (skip up to 90 days where available), and competitive rates as low as 5.49% from select lenders.

Why refinance with CreditVana

Refinancing can reduce APR, shorten your term, or both -helping you pay less interest and own your car sooner.

Start by running a free credit score check to understand where you stand; improving a few points can unlock better offers and improve credit score fast over time. We present side-by-side lender terms (APR, fees, payoff schedule, prepayment rules) so you can choose the best fit for your budget – without hidden fees or rate markups.

3 simple steps

Apply in minutes inside the app – soft checks where offered mean you can check my credit score for free and preview estimates first.
Compare offers and pick a new payment that works for you.
E-sign from anywhere and track progress in the app with alerts.

We also collaborate with select partners – including our card marketplace partner, CreditCardBroker.com – to broaden available offers while keeping everything in one place you trust.

Best Rewards Cards

¹ International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

² Vana Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Vana Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Vana Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Vana Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Vana does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.

³ Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.