Andrew Tate is one of the most polarizing figures in the world today. With an estimated net worth of $400 million, he has transitioned from a successful professional kickboxer to a controversial businessman, influencer, and social media personality. Known for his larger-than-life persona, private jets, luxury cars, and unfiltered opinions, Tate has amassed a fortune, […]
Should You Get a Christmas Loan? What to Know Before Borrowing for the HolidaysBy Creditvana Editorial Team In a Nutshell:Holiday spending can sneak up fast — and if your budget feels stretched, taking out a Christmas loan might seem like a quick fix. But before you borrow, it’s important to understand the full picture. Christmas […]
Your home is more than just a place to live — it’s a long-term investment. As you make mortgage payments, you’re not only covering the cost of the loan, you’re also building equity, which grows over time. Home appreciation — the increase in your home’s value — plays a big role in this process. Here’s […]
Summer vacations can quickly eat up your budget, but with a little planning and smart choices, you can cut down on costs and still have an amazing trip. Here are some simple yet effective tips and strategies to help you get the most out of your travel budget. Tips for Saving Money on Flights and […]
On September 17, the Federal Reserve announced its decision to cut the federal funds rate by 25 basis points — the first reduction since December 2024. For context, a basis point is one one-hundredth of a percentage point. While this move is aimed at managing inflation and supporting the economy, it could have a direct […]
The Federal Reserve has delivered the rate cut that many analysts were expecting, lowering the federal funds rate by 0.25 percentage points. This brings the target range to 4.00% to 4.25%. While this move is likely to make loans cheaper, it will also impact savers, particularly those with money in high-yield savings accounts. If you’re […]
In the early morning hours of July 19, 2024, a software update from cybersecurity firm CrowdStrike (CRWD) went awry — disabling over 8.5 million PCs worldwide. The resulting outage disrupted critical sectors including banking, airlines, and health care, triggering global headlines and a sharp selloff in CrowdStrike shares, which plunged more than 20% over the […]
If you’ve spent any time on TikTok or Reddit lately, you’ve probably seen influencers promoting a bold claim: Life insurance is a better investment than a 401(k). But is there any truth to that? Let’s break down the facts and separate hype from reality. Life Insurance vs. 401(k): What’s the Difference? First things first: Life […]
Ethereum just got a major boost. On July 23, 2024, the SEC approved the first spot Ethereum ETFs, opening the door for investors to buy Ethereum through traditional brokerage and retirement accounts. This move followed the approval of spot Bitcoin ETFs earlier that year and represents a big shift in how everyday investors can access […]
How to Plan for a Financially Secure Retirement A comfortable retirement doesn’t happen by accident — it starts with a plan. You may not want to work forever, and Social Security alone may not be enough to sustain your lifestyle. Thinking ahead today can give you the freedom to enjoy tomorrow. At CreditVana, we help […]
1 International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may apply.
2 Vana Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Vana Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Vana Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Vana Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Vana does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.
3 Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.