Written by Tommy Tindall | Edited by Pamela de la FuentePublished on Creditvana.com It’s lunchtime. You’re working from home, you’ve already eaten eggs twice this week, and the fridge isn’t exactly inspiring.The temptation is real: Tap the app, order something, and move on with your day. Easy. But before you hit “Place Order,” you might […]

By Creditvana Staff | Updated September 12, 2025 If you’ve been feeling less confident about the economy lately, you’re not alone. Multiple new reports show that consumer sentiment is slipping, weighed down by persistent concerns about inflation, job security, and access to credit. While inflation expectations remain steady in the long run, the short-term economic […]

By Creditvana Staff | Updated September 12, 2025 Beef lovers, brace yourselves: prices for ground beef and sirloin steak hit all-time highs in August — and there’s no clear sign of relief on the horizon. According to the latest Consumer Price Index (CPI) from the U.S. Bureau of Labor Statistics, beef and veal prices jumped […]

How to Get a Car Loan When Your Credit Isn’t Perfect In a Nutshell Getting approved for a car loan with bad credit is harder—but not impossible. There are lenders who specialize in helping people with lower credit scores, and there are strategies you can use (like using a co-applicant, doing prequalification, or seeking rate […]

Auto insurance shouldn’t cost a fortune — and with the right strategy, it doesn’t have to. While there are many factors that impact your car insurance premiums, you can take steps to get reliable coverage without overpaying. Whether you’re shopping for your first policy or looking to lower your current rate, here are 11 proven […]

Looking for a credit card with a high limit? Whether you’re aiming to increase your spending power, improve your credit utilization ratio, or simply enjoy top-tier rewards, a high-limit credit card can offer serious advantages — if you know where to look. While credit limit approval depends on your credit profile, income, and history with […]

When unexpected expenses pop up—whether it’s a car repair, a medical bill, or a last-minute travel cost—you may need quick access to cash. While fast loans can be a lifesaver in these situations, they can also come with delays, fees, or high interest rates depending on the lender, your bank, and the time of day […]

If you haven’t made full, on-time federal student loan payments since the end of the on-ramp period (Sept. 30, 2024), now is the time to act — or risk defaulting as soon as July or August 2025. Once your federal student loans are 270 days past due, they go into default — triggering serious consequences, […]

Graduate school can open doors to better job opportunities and higher salaries — but it often comes with a hefty price tag. According to a 2023 report from the National Center for Education Statistics, nearly half of graduate students borrow to fund their education, racking up an average debt of $77,300. That kind of debt […]

A major shake-up is coming to federal student loan repayment starting July 1, 2026. The new Repayment Assistance Plan (RAP)—introduced under former President Donald Trump’s “big, beautiful bill”—will become the default income-based repayment option for most federal student loan borrowers. RAP is designed to simplify repayment, but it also replaces several existing income-driven repayment (IDR) […]