15 Benefits of the Citi Strata Elite Card

The Citi Strata Elite℠ Card carries a hefty $595 annual fee, but it packs in premium travel perks and generous rewards that could easily justify the cost for frequent travelers and diners. From elevated points on travel bookings to valuable credits and lounge access, this card is designed for those who want to maximize their […]

Citi Nights: What It Is and How It Works

Citi Nights is a unique weekend dining perk exclusive to the Citi Strata Elite℠ Card. If you’re a food lover who enjoys going out on the weekends, this benefit could help you rack up points faster on restaurant spending. Here’s how Citi Nights works — and whether it’s worth it for you. What Is Citi […]

As Midtier Airline Cards Move to 3-Digit Fees, Are The Perks Worth It?

Are Mid-Tier Airline Credit Cards Still Worth It in 2025? When it comes to airline credit cards, most major issuers follow a familiar three-tiered model: $0 annual fee cards with few frills. Premium cards costing $400+ a year, packed with high-end perks. And sitting right in the middle: mid-tier cards, typically priced around $95–$150 a […]

The Best High Limit Credit Cards Of 2025

Looking for a credit card with a high limit? Whether you’re aiming to increase your spending power, improve your credit utilization ratio, or simply enjoy top-tier rewards, a high-limit credit card can offer serious advantages — if you know where to look. While credit limit approval depends on your credit profile, income, and history with […]

11 Dumbest Things Middle-Class Americans Waste Money On

You already make smart financial choices. You skip overpriced takeout, stalk the clearance rack like a pro, and carefully curated your streaming services lineup to stretch your budget. That’s what being money-savvy looks like. But here’s the thing: even the most budget-conscious people miss out on savings they didn’t know existed. That’s where we come […]

The Difference Between A Good Credit Score And A Great Credit Score

CreditVana Explains: The Difference Between a Good Credit Score and a Great One A credit score can influence nearly every major financial decision in your life — from the interest rates you’re offered on a mortgage to whether you qualify for premium credit cards. But here’s the truth: not all strong scores are equal. A […]

Why My New Favorite American Airlines Card Is the Citi Strata Elite

Credit card rewards can be a powerful tool if you know how to maximize them. At CreditVanA, we not only help you track your free credit score, but we also show you how to choose the right credit cards to unlock extra value. One of the newest premium travel cards on the market is the […]

5 Things to Know About The Ikea Visa Credit Card

Is the IKEA® Visa® Credit Card Worth It? Here’s What CreditVana Thinks The IKEA® Visa® Credit Card, issued by Comenity Bank, offers generous rewards for loyal IKEA customers — especially those who spend big on furniture, home projects, or installations. But for more casual shoppers, the rewards system may fall short due to its expiration […]

How to Rack Up Airline Miles For Your Next Flight

Cost is one of the biggest barriers to travel. Plenty of people would jet off to faraway places more often — if it didn’t cost so much. That’s why so many travelers turn to points and miles: when used wisely, they can make plane tickets dirt cheap or even completely free (aside from some small […]

Capital One Revives ‘SavorOne’ Name with New Card for Fair Credit

Capital One has brought back the SavorOne name with a brand-new credit card tailored for consumers with fair credit. Originally, the SavorOne card had been renamed Savor in late 2024 following the discontinuation of the old Savor card. Now, in August 2025, Capital One has introduced a refreshed SavorOne card with a modest $39 annual […]