5 Things to Know About the Booking.com Credit Card
Published October 2025 | CreditVana Insights The Booking.com Genius Rewards Visa Signature® Card, issued by First Electronic Bank, is designed for frequent Booking.com users who want to earn rewards on both travel and everyday spending — all with no annual fee. What makes this card stand out is its unique rewards structure. Unlike most travel […]
How Often Do Credit Reports and Scores Update?
Credit reports update when lenders send new information to the credit bureaus. Your credit score can change whenever new data is added, removed, or updated. There’s no set day for score updates — changes can happen multiple times a month. Not all lenders report to all three bureaus, which is why scores may vary. How […]
How Often Do Credit Reports and Scores Update?
Credit reports update whenever lenders send new information to the credit reporting agencies. Your credit score changes when new data is added, removed, or updated in your report. There’s no set day when your credit score updates—it can happen multiple times per month. Lenders don’t all report on the same schedule, so your report may […]
How Do Credit Cards Work?
A credit card is one of the most powerful financial tools you can carry. It gives you access to a revolving line of credit, meaning you can borrow against your limit, repay the balance, and borrow again — without having to reapply for new credit. On top of that, most credit cards come with rewards, […]
Average Car Loan Interest Rates by Credit Score
Your credit score heavily influences the auto loan APR, monthly payment, and overall cost of financing a car. In Q1 2025, the average APR was 6.73% for new cars and 11.87% for used cars. Your actual rate will vary by credit score, lender policies, loan terms, vehicle, and the broader rate environment. Average Auto APRs […]
How Many Americans Have a Perfect 850 Credit Score?
How Many Americans Have a Perfect 850 Credit Score? (CreditVana 2025 Report) As of March 2025, just 1.76% of U.S. consumers held a perfect FICO® Score of 850, according to Experian data—the highest percentage since 2009. While reaching an 850 is rare, CreditVana’s analysis shows that consumers with perfect credit share consistent habits: on-time payments, […]
CreditVanA Revolutionizes the Credit Score Industry with 100 Percent Free and Accurate Reports
In a market long dominated by paid subscription models, CreditVanA is reshaping how everyday consumers access their credit scores. Gone are the days when users had to shell out monthly fees to platforms like SmartCredit.com just to monitor their credit. CreditVanA has ushered in a new era of 100% free and accurate credit scores, making […]
Why Aven.com Is Turning Heads in Home Equity–Backed Credit
If you’re a homeowner looking for smarter ways to manage debt or get access to cash without the sky-high interest rates of unsecured credit cards, Aven.com might just be the game-changer you’ve been waiting for. Here’s why it’s getting attention — and what to watch out for. What Is Aven? Aven (sometimes referred to as […]
AI Can Plan a Trip. Would You Lend It Your Credit Card to Book It?
How AI in Credit Cards Is Quietly Powering the Entire Industry The use of AI in credit cards is not a future concept—it’s a present-day reality that has been evolving for decades. For instance, if you have ever received a fraud alert for a suspicious transaction or chatted with a virtual assistant in your banking app, you […]
Marriott Bonvoy Cards Update Bonuses, Up to 125K Points and 1 Free Night
By the CreditVana Team | October 2, 2025 If you’re a Marriott Bonvoy member (or thinking about becoming one), now’s the time to pay attention: Two of Marriott’s co-branded credit cards are offering limited-time welcome bonuses — and they can seriously stretch your travel budget heading into the new year. 💳 New Marriott Bonvoy Credit […]
