AmEx Platinum Hikes Fee to $895, Adds Hundreds in Credits

Compare - CreditVana

Starting September 18, 2025, the Platinum Card® from American Express will roll out several exciting updates, but with a significant cost increase. The annual fee will rise to $895, marking a $200 increase. Here’s everything you need to know about what’s changing, what’s staying the same, and how you can make the most of these […]

How Credit Cards Impact Your Net Worth

How Credit Cards Impact Your Net Worth - CreditVana

Believe it or not, many people confuse their net worth with their creditworthiness. While both are crucial measures of financial health, they are not the same thing. Having multiple credit cards doesn’t automatically mean you have a high or positive net worth—and in some cases, poor credit management can actually hurt your overall financial standing. […]

Ask the Expert: Should I Close the Retail Store Card I Opened?

Retail Store Card

Big-ticket shopping can be tempting — especially when the cashier offers you an extra 15–20% off today’s purchase if you sign up for a retail store credit card. For some shoppers, that instant discount feels like a no-brainer. But what happens after you walk away with your new account? Some people never touch the card […]

Crypto Credit Cards Hit a Wall in 2022. They Appear to Have Scaled It

If you were hunting for a crypto-earning credit card back in late 2021, you had plenty of choices. Startups like Gemini and BlockFi rolled out cards that let you earn crypto directly, while traditional banks and issuers began offering crypto as a redemption option. Then came the infamous crypto winter of 2022, which froze much […]

How I Saved Over $1,500 on a Hawaii Vacation Using a Credit Card Sign-Up Bonus

Hawaii is on many travelers’ bucket lists — and for good reason. Gorgeous beaches, tropical weather, and unforgettable views make it a dream destination. But that dream comes with a steep price tag. On a recent family vacation to Oahu, I spent over $5,000 for a weeklong trip for three people — and that was […]

Citi Nights: What It Is and How It Works

If you’re a foodie who loves dining out on weekends, Citi Nights might just be your new favorite credit card perk. Available exclusively to Citi Strata Elite℠ Card holders, this benefit lets you earn 6x points on restaurant spendingduring specific weekend hours. Let’s break down what Citi Nights is, how it works, and whether it’s […]

Chime Retools Its Secured Card, Adding 1.5% Back on Eligible Spending

Unsecured cards - CreditVana

Chime has given its credit-building card a serious upgrade. Formerly known as the Chime Secured Credit Builder Visa® Credit Card, the refreshed Chime Card™ still helps you build credit — but now with added perks like cash-back rewards, higher savings rates, and simplified spending management. Here’s everything you need to know about the new Chime […]

Stay In Control Of Your Credit With Our Christmas Credit Countdown

Credit Card Articles - CreditVana

The holiday season brings joy, celebration, and—if you’re not careful—financial stress. Between gift shopping, travel, and festive activities, it’s easy to lose track of spending. But this time of year can also be the perfect opportunity to take charge of your finances and set yourself up for a stronger credit profile in the new year. […]

How Falling Consumer Confidence Affects Personal Finance And Spending

Consumer confidence has taken a sharp downturn, and the ripple effects are shaping how households borrow, spend, and save. While declining sentiment can create uncertainty in the economy, it also gives individuals the chance to pause, reassess, and strengthen their financial habits. At CreditVana, we believe moments like these are an opportunity—not just a warning. […]

10 ways To Get Debt Under Control & Reduce Financial Stress

Business - CreditVana

Debt doesn’t just affect your wallet—it can weigh heavily on your mind. Worrying about bills, interest charges, or falling behind can make it harder to sleep at night and plan for the future. The good news: even if your situation feels overwhelming, there are practical steps you can take to regain control. At CreditVana, we […]