Why Aven.com Is Turning Heads in Home Equity–Backed Credit

If you’re a homeowner looking for smarter ways to manage debt or get access to cash without the sky-high interest rates of unsecured credit cards, Aven.com might just be the game-changer you’ve been waiting for. Here’s why it’s getting attention — and what to watch out for. What Is Aven? Aven (sometimes referred to as […]

AI Can Plan a Trip. Would You Lend It Your Credit Card to Book It?

How AI in Credit Cards Is Quietly Powering the Entire Industry The use of AI in credit cards is not a future concept—it’s a present-day reality that has been evolving for decades. For instance, if you have ever received a fraud alert for a suspicious transaction or chatted with a virtual assistant in your banking app, you […]

Marriott Bonvoy Cards Update Bonuses, Up to 125K Points and 1 Free Night

By the CreditVana Team | October 2, 2025 If you’re a Marriott Bonvoy member (or thinking about becoming one), now’s the time to pay attention: Two of Marriott’s co-branded credit cards are offering limited-time welcome bonuses — and they can seriously stretch your travel budget heading into the new year. 💳 New Marriott Bonvoy Credit […]

What’s The Average Credit Card Debt Now?

credit card debt

As economic pressures mount, more Americans are turning to credit cards not for luxuries, but to cover everyday essentials. A recent report from VantageScore reveals that the average credit card balance has climbed to $6,500 — a clear warning sign that many households are reaching their financial limits. This isn’t just about increased spending. It’s […]

Is the Atlas Credit Card Right for People With No Credit History?

For those just starting out with credit, credit-builder credit cards are a smart way to establish a credit history. But not all cards are created equal — and some, like the Atlas Credit Card, come with unique features and notable drawbacks. Let’s break down what the Atlas card offers, how it compares to more traditional […]

Why We’re Keeping Both an AmEx Platinum and a Sapphire Reserve

With annual fees creeping higher—currently $695 for The Platinum Card® from American Express and $795 for the Chase Sapphire Reserve®—many cardholders are asking themselves a tough question: Should I keep either of these cards? In one two-person household, the decision was to keep both, paying nearly $1,700 a year in combined fees. Sounds steep? Absolutely. […]

Chase Sapphire Reserve’s Hotel Credit Just Got an ‘Edit’

The Chase Sapphire Reserve® and Sapphire Reserve for Business℠ cards come with premium benefits—but also premium annual fees of $795. Among the many perks, one that stands out is the $500 annual hotel credit toward stays in The Edit, Chase’s curated collection of luxury hotels and resorts. This credit can help offset the high annual […]