Timing is Everything: When Is the Right Time to Apply for a Mortgage?
Mortgage rates remain near historic lows — but getting the best mortgage experience isn’t just about market conditions. Timing matters. In fact, when you apply during the month can affect how much attention, service, and speed you’ll get from your lender. At CreditVana, we want you to understand not just the numbers behind your mortgage, […]
Peer-to-Peer Lending and Personal Loans — Are They Right for You?
Unlike traditional loans where you apply through a bank or large financial institution, peer-to-peer (P2P) personal loansconnect qualified borrowers directly with everyday investors. These loans function much like unsecured bank loans, but without the high overhead and hidden costs that traditional lenders often pass along to borrowers. At CreditVana, we use advanced analytics to help […]
Why Mortgage Closing Costs Are Rising and How You Can Protect Yourself
For first-time buyers, today’s housing market can look promising. Home prices have leveled off in many areas, and mortgage rates remain near historic lows, making ownership more attainable than in decades past. But while buyers may celebrate lower home prices, there’s a hidden expense waiting at the finish line: closing costs. According to Bankrate’s annual […]
8 First-Time Homebuyer Your Real Estate Agent Won’t Tell You
Buying your first home is exciting — but it can also feel overwhelming. Most new buyers turn to a real estate agent for guidance, and for good reason: the process is complicated, and having a professional on your side can be valuable. But remember: while an agent works for you, the incentives in real estate […]
Avoiding the Most Common Mortgage Loan Mistakes
6 Mortgage Mistakes Every Homebuyer Should Avoid Buying a home is one of the biggest financial moves you’ll ever make. But unlike shopping for a new TV, getting a mortgage is a complex process filled with steps, paperwork, and potential pitfalls. For many first-time (and even repeat) buyers, small errors can cost thousands of dollars […]
68 Jobs Qualify for ‘No Tax on Tips’ — Is Yours One of Them?
Why Fall Might Be the Best Time to Buy a Home Hot take: Peak homebuying season is overrated. Summer may seem like the logical time to shop for a home — especially for families with kids in school — but waiting until fall often pays off. With fewer buyers competing, you gain more negotiating power. […]
4 Reasons Why This Fall Is the Ideal Time to Buy a House
Why Fall Could Be the Best Time to Buy a Home Hot take: Peak homebuying season might be overrated.Sure, summer makes sense if you have kids in school. But if you wait until fall, patience often pays off. With less competition in the market, buyers gain more negotiating power. And this year, fall buyers have […]
How do I Price My Home For Sale?
How to Price Your Home for a Faster, Profitable Sale If you want to sell your home quickly while still maximizing profit, the most important step is pricing it correctly. Set the price too high and buyers may lose interest, leaving your home stuck on the market. Set it too low, and you risk walking […]
