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Rental Reporters

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Approvel Odds

Bad Credit

No Credit

  • Your rent payments can improve your credit score. Get what you deserve
  • We report your payments to TransUnion AND Equifax
A new tradeline appears on your credit report
  • Look for your score to change within 10 days
    • Who Would Want To Participate In Our Rental Reporting Program?
    • Rebuilding Your Credit? We can help you rebuild your credit in a matter of days by reporting your last two years’ of on-time rent payments to TransUnion. The addition of this significant payment history will have a dramatic impact on your credit and allow you to move towards credit independence.
    • Want To Establish Credit? We add a new trade line to your credit report that reflects your on-time rental payment history.  We add not just your on-time payments but we add the length of your rental payment history.  How many years have you been renting a house or apartment?  That length of credit history is not part of your credit report.
    • Buying A Home? We add a new trade line to your credit report that reflects your on-time rental payment history.  We add not just your on-time payments but we add the length of your rental payment history.  How many years have you been renting a house or apartment?  That length of credit history is not part of your credit report. Your rent payment history both “thickens” your credit file with positive data that is taken into account and demonstrates your ability to repay your largest monthly obligation……. your rent.
    There are 4 simple steps to the rent reporting process
    1. Verification of your identity and rent payments: On your application, we need basic information such as your social security number, date of birth, address, and your landlord’s contact information. Your social security number ensures that your rent history is clearly matched with your credit profile.
    2. Verification of your rent payments with your landlord: We work directly with your landlord to verify their identity and confirm your on-time rent payments both over the last 24 months, and in the months to come. For a fee of $50 each, we can also verify and report rent payments made to multiple landlords within the past 2 years.
    3. Rent reporting to credit bureaus: Equifax and Transunion.
    4. Tradeline creation on your credit report: A new tradeline is created on your credit report within 5-7 business days. You receive a notification when this is completed. As you continue to pay your rent each month, more information is added to this tradeline. This is why it is important to keep your subscription paid and current every month.
    What Does This Program Cost?
    The one-time enrollment fee of $94.95 pays for landlord verification and reporting up to 2 years of rental payment history to the credit bureaus. The monthly subscription fee of $9.95 enables us to automatically verify and report your ongoing rent payments. As with any credit report tradeline, the more months of data, the greater the impact can be on your score.

    ROCK The Score Rental Reporting

    Apply Now!

    Approvel Odds

    No Credit

    • Do you rent a home or apartment? 
    • Pay Your rent as you have been, and your ontime rent payments are now reported to selected credit bureaus to help boost your credit profile and increase that credit score.
    Report the past two years of rent payments for a possible boost to your credit score!
  • Pricing:  $6.95 Monthly (Keeps Trade Line Open) – $48 One time set up fee – Optional: $65 Historic Reporting
  • Join our rent reporting program and gain an immediate boost to your credit score with major credit bureaus. It’s quick and easy!
  • We recommend reporting both your historical data along with ongoing rent payments. A seasoned and open trade line provides the biggest boost possible to your credit score.

    • Rental Report

    Turn rent into real credit history with CreditVana. Our Rental Report hub lets you compare trusted rent-reporting services—like RentReporters and Rock the Score—so your on-time payments are reported to the bureaus (TransUnion and Equifax) and added as a new tradeline.

    Start in the Credit Vana app with a free credit score check to see where you stand, then use our credit insights to understand how a rent tradeline can help you improve credit score fast and qualify for better terms on future loans.

    How Rental Reporting helps your score

    • Build or rebuild credit: Ideal for Bad Credit or No Credit profiles. Consistent on-time rent can “thicken” a thin file and demonstrate payment reliability.

    • New tradeline, real impact: Once verified, a rent tradeline appears on your credit report and updates monthly—great prep if you’re exploring mortgage rates today or other financing.

    • Stay protected while you grow: Turn on creditvana credit monitoring for credit score monitoring, real-time credit monitoring, and alerts if new inquiries or accounts post to your file.

    • Clarity across bureaus: Learn what is a credit score and how data differs across Equifax vs Experian vs TransUnion so you can set the right expectations.

    We keep everything transparent—pricing, verification steps, and reporting cadence. As you compare providers, look for features like past-payment backfill (e.g., up to 24 months), landlord verification support, and dispute assistance.

    We also collaborate with select partners—including our card marketplace partner, CreditCardBroker.com—to expand choices while keeping your experience inside CreditVana.

    Best Rewards Cards

    1 International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

    2 Vana Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Vana Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Vana Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Vana Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Vana does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.

    3 Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

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