You’ve been all over the news lately. Glossier. Flashier. More expensive. And honestly, I just wanted to check in—because, wow, you’ve changed. When we were together, you were sleek, silver, and simple. A status symbol, sure, but one that didn’t scream about it. Now? You’re dressed like a reflective mirror that screams “Centurion Lounge or […]
On September 17, the Federal Reserve cut its benchmark interest rate by 0.25%, a move that financial markets had been expecting for some time. But it’s not just Wall Street that’s paying attention—so are millions of Americans hoping for relief from high mortgage rates. If you’re thinking about buying a home or refinancing your current […]
As the cost of living continues to rise and federal student loan payments make their long-awaited return, more Americans are finding it difficult to keep up financially. According to a recent FICO report, credit scores are falling at the fastest pace since the Great Recession, with many borrowers falling behind on car loans, credit cards, […]
Mortgage rates have been a hot topic for homebuyers and refinancers alike, especially as we’ve seen them bounce around in recent years. After spiking to historic highs in 2023, mortgage rates seemed to cool down toward the end of last year. Now, with potential rate cuts looming and the broader economic landscape showing signs of […]
For travelers seeking a peaceful yet upscale beach getaway, the Caribe Hilton in San Juan, Puerto Rico, offers an ideal escape. Nestled on a secluded stretch of beachfront, the property provides a quiet atmosphere while still being conveniently close to the city’s vibrant attractions. While not the least expensive option, the hotel is an excellent […]
On Reddit, a user recently shared their regret over a high-interest car loan. While they’d been faithfully making payments, they felt frustrated by the extra cost the interest had added over time. They asked the Reddit community if they should pay off the remainder of the loan in a lump sum to put the whole […]
Earlier this year, Congress and President Donald Trump approved a massive budget reconciliation bill, often referred to as the “one big, beautiful bill,” which introduces significant changes to student loans. While these changes won’t take effect immediately, they will reshape the landscape for millions of student loan borrowers starting in 2026. Among the most notable […]
SBA loans are a popular choice for small businesses due to their low interest rates and long repayment terms. However, the application process can be lengthy and paperwork-intensive. Before diving into your SBA loan application, it’s essential to understand the factors that could automatically disqualify your business from receiving one. Here’s a rundown of key […]
You’ve probably scrolled through online real estate listings and found yourself laughing at the awkwardly taken photos—like blurry shots with fingers over the lens or odd bathroom photos featuring toenail fungus remover. But every once in a while, you come across a listing with photos that truly stand out—photos that make you stop and want […]
Starting September 18, 2025, the Platinum Card® from American Express will roll out several exciting updates, but with a significant cost increase. The annual fee will rise to $895, marking a $200 increase. Here’s everything you need to know about what’s changing, what’s staying the same, and how you can make the most of these […]
1 International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may apply.
2 Vana Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Vana Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Vana Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Vana Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Vana does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.
3 Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.