The U.S. government officially shut down on October 1, 2025, after Congress failed to pass a funding bill. While these political standoffs can feel distant, they have real-world impacts—especially if you’re planning to travel. From airport delays to passport processing and national parks, here’s what you need to know. ✈️ Air Travel: Still Operational — […]
The U.S. federal government officially shut down last week after the Senate missed its self-imposed September 30 deadline to pass a temporary funding bill. As a result, approximately 750,000 federal employees have been furloughed—and there’s no clear end in sight. After six failed votes and ongoing gridlock, the Senate has not reached an agreement to […]
Good news for homebuyers and homeowners: mortgage rates just dropped, and it could be your chance to lock in a lower rate before things shift again. The average rate on a 30-year fixed mortgage fell to 6.19% APR today, according to data from Zillow provided to NerdWallet. That’s a drop of 8 basis points from […]
If you’re a homeowner looking for smarter ways to manage debt or get access to cash without the sky-high interest rates of unsecured credit cards, Aven.com might just be the game-changer you’ve been waiting for. Here’s why it’s getting attention — and what to watch out for. What Is Aven? Aven (sometimes referred to as […]
How AI Is Quietly Powering the Credit Card Industry Published Oct. 2 | CreditVana.com Since the launch of ChatGPT in 2022, artificial intelligence (AI) has gone from science fiction to a daily tool for millions. But while the public is still exploring what AI means for the future, the credit card industry has already been […]
Updated Oct. 2 | CreditVana.com The U.S. government has officially shut down after Congress failed to pass critical funding legislation before the midnight deadline on Tuesday. Despite multiple attempts in the Senate, lawmakers were unable to agree on a temporary funding bill, largely due to partisan disagreement over health care subsidies. Why Did the Government […]
By the CreditVana Team | October 2, 2025 If you’re a Marriott Bonvoy member (or thinking about becoming one), now’s the time to pay attention: Two of Marriott’s co-branded credit cards are offering limited-time welcome bonuses — and they can seriously stretch your travel budget heading into the new year. 💳 New Marriott Bonvoy Credit […]
By the CreditVana Team | October 2, 2025 Think your old 401(k) is safe just sitting there? Think again. Millions of Americans are leaving behind serious money in forgotten retirement accounts — and it could cost them hundreds of thousands of dollars in the long run. 🚨 The Numbers Are Staggering A new report from […]
By CreditVana Editorial Team | October 2, 2025 A major shift could be coming to the world of investing: The White House is calling for the end of quarterly earnings reports — a move that could shake up how investors evaluate companies, trade stocks, and manage portfolios. On Sept. 15, President Donald Trump announced via […]
By CreditVana Editorial Team | October 2, 2025 From new tariffs to inflation updates and a possible government shutdown, there’s been no shortage of financial headlines this week. Here’s a smart breakdown of what’s going on, why it matters for your money, and what you can do about it. 📈 The Economy Is Growing — […]
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2 Vana Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Vana Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Vana Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Vana Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Vana does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.
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