🚨 Government Shutdown Looming: What It Means for Your Wallet and Financial Life By CreditVana Editorial TeamPublished: September 10, 2025 With just weeks left before the September 30 deadline, Congress is running out of time to pass federal funding legislation — and that could mean a government shutdown is right around the corner. At CreditVana, […]
By CreditVana Editorial TeamPublished: September 10, 2025 A Tragic Loss and a Reminder of What We’re Fighting For At CreditVana, our mission has always been to help everyday Americans get closer to the American Dream — whether that’s through saving smarter, managing credit better, or building a future for your family with fewer financial burdens. […]
The new iPhone 17 lineup has officially dropped, and let’s be honest — it’s slick, it’s tempting, and it’s easy to imagine that shiny new device in your hand. Whether it’s the ultra-thin iPhone Air or the powerhouse iPhone 17 Pro Max, Apple has made sure there’s a model for everyone — especially those of […]
Creditvana Key Takeaways: FICO Now Includes Buy Now, Pay Later in Credit Scores 1. FICO introduces new credit scores that include Buy Now, Pay Later (BNPL) repayment data.FICO has launched two new credit scoring models that factor in consumers’ history of paying back BNPL loans—short-term, interest-free installment plans offered by companies like Affirm. 2. Lenders […]
Now that you can access your credit reports weekly for free, a common question arises: How often should you actually check them? Let’s break it down. 🔍 Why Checking Your Credit Report Matters Think of your credit report like a financial resume. It contains detailed information on your loans, credit cards, payment history, and more […]
Your credit score is more than just a number — it’s a key indicator of your financial health. A strong score opens doors to better loan terms, lower interest rates, and more financial freedom. A poor score, on the other hand, can limit your options. That’s why monitoring your credit regularly — knowing where your […]
Your credit score is a three-digit number that provides prospective lenders with valuable insight into your money management habits. These scores range from 300 to 850, and borrowers with higher scores are considered a lower lending risk. If you want a loan or credit card, the financial institution you apply with will check your credit […]
Your credit score is more than just a number — it’s a key indicator of your financial health. A strong score opens doors to better loan terms, lower interest rates, and more financial freedom. A poor score, on the other hand, can limit your options. That’s why monitoring your credit regularly — knowing where your […]
🔑 Creditvana Key Takeaways: Your Credit Score & Report, Explained Understanding how your credit works is essential to unlocking better financial opportunities. Here’s what you need to know to take control of your credit health with confidence. 📌 What Is a Credit Score? Your credit score is a three-digit number (ranging from 300 to 850) […]
💳 Creditvana: Check Your Credit Score — 100% Free, No Credit Card Required Understanding your credit is the first step toward financial freedom. Whether you’re rebuilding from a low score or just want to stay on top of your finances, Creditvana makes it easy to get started. 📊 Get Your Free Credit Score, Updated Every […]
1 International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may apply.
2 Vana Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Vana Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Vana Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Vana Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Vana does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.
3 Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.