Why “KPop Demon Hunters” is More Than Just a Movie When my 14-year-old started raving about Netflix’s sleeper hit “KPop Demon Hunters” — an animated adventure about a Korean girl band battling demons that try to steal human souls — I didn’t think much of it. But after she watched it for the fifth time, […]
The housing market has a way of keeping us guessing. But here’s the truth: when you’re financially ready, that matters more than waiting for the “perfect” moment. Whether you’re house hunting right now or simply planning ahead, CreditVana has the insights you need to make smarter moves. How’s the Housing Market Right Now? This month’s […]
\Consumer Price Index (CPI) CPI rose 0.2% in July. Year-over-year inflation came in at 2.7%. Core CPI (which excludes food and energy) rose 3.1%. The CPI measures changes in everyday expenses like groceries, rent, gas, and medical care. For July, prices rose for airline fares, medical care, recreation, household furnishings, and used cars — while […]
CreditVanA Economic & Market Update: Free Credit Score Insights Late News: Tariff Ruling A federal appeals court ruled Friday that many tariffs President Donald Trump enacted are illegal. However, they remain in place until mid-October, giving the Trump Administration time to appeal to the Supreme Court. Trump invoked emergency powers to impose these tariffs, but […]
U.S. Consumer Sentiment Slips in August as Inflation Worries Persist University of Michigan: Sentiment Drops for First Time in Four Months The University of Michigan’s Index of Consumer Sentiment declined in August, breaking a four-month streak of gains. According to the final report released Aug. 29, the drop was largely driven by concerns about rising […]
Creditvana Housing Market Update: What Buyers and Sellers Need to Know The housing market is shifting — more homes, less competition. Here’s Creditvana’s full breakdown on rates, prices, and whether now is the right time to buy. How’s the housing market right now? Inventory levels are at their highest since May 2020, giving buyers […]
CreditVanA Explains: How a Slowing Job Market Could Affect Your Credit Score The U.S. job market is showing signs of strain, and while not everyone will feel the effects immediately, changes in employment growth can create ripple effects on household finances—and even on your credit score. At CreditVanA, we believe that monitoring your free credit […]
CreditVanA Explains: Why a Sharp Drop in CEO Confidence Could Impact Your Wallet — and How to Prepare Confidence among America’s top executives has fallen to its lowest level since 1976, according to a new survey. When CEOs brace for trouble, the ripple effects often reach employees, families, and consumers. At CreditVanA, we believe it’s […]
CreditVanA Explains: How Mixed Economic Signals Are Complicating Fed Decisions and What It Means for 2025 Interest Rates At CreditVanA, we believe staying informed about the economy isn’t just for policymakers—it’s essential for everyday consumers who want to protect their wallets, credit, and financial future. The Federal Reserve’s recent decisions show just how complicated today’s […]
How to Price Your Home for a Faster, Profitable Sale If you want to sell your home quickly while still maximizing profit, the most important step is pricing it correctly. Set the price too high and buyers may lose interest, leaving your home stuck on the market. Set it too low, and you risk walking […]
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2 Vana Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Vana Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Vana Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Vana Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Vana does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.
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