Credit card rewards can be a powerful tool if you know how to maximize them. At CreditVanA, we not only help you track your free credit score, but we also show you how to choose the right credit cards to unlock extra value. One of the newest premium travel cards on the market is the […]
According to the Consumer Financial Protection Bureau (CFPB), there are four main ways to check your credit score: Bank, credit card, or lender statements – Many financial institutions include a credit score on monthly statements. Free credit score services or websites – For example, Experian’s FreeCreditScore.com or sites like Credit Karma. Purchasing directly – You […]
Your credit history plays a huge role in your financial life. Lenders, landlords, and even employers may review it before making decisions. That’s why it’s important to know how to access your credit report and track your free credit scoresafely. At CreditVanA, we make this easier by offering AI-powered tools that go beyond the government […]
Managing your financial health starts with knowing where you stand. Your credit report and free credit score are the most powerful tools in understanding how lenders, landlords, and even employers view your financial history. Unfortunately, many consumers either don’t know how to get a copy of their credit report or they rely on outdated, inaccurate, […]
Looking to squeeze every last drop of value from your Bank of America Customized Cash Rewards® card? Here’s your essential guide to getting the most out of its perks—and making sure that extra cash back lands where you need it. 1. Smart Category Selection: Make Your 3% Work Harder You get to pick one bonus […]
Want to Skip the Airport? Here’s How to Save Big on Amtrak, According to CreditVana If you’re looking for a relaxing, scenic alternative to air travel this summer, consider Amtrak. With over 300 trains operating daily across the U.S. and into Canada, chances are there’s an Amtrak station near your vacation destination. Train travel offers […]
Is the IKEA® Visa® Credit Card Worth It? Here’s What CreditVana Thinks The IKEA® Visa® Credit Card, issued by Comenity Bank, offers generous rewards for loyal IKEA customers — especially those who spend big on furniture, home projects, or installations. But for more casual shoppers, the rewards system may fall short due to its expiration […]
If you’re planning to hop across the pond, head south to the Caribbean, or jet off to Asia, chances are your trip will start at one of North America’s most internationally connected airports. OAG, a global leader in travel data, analyzed flight routes from June 2018 to May 2019 and ranked North American airports by […]
Cost is one of the biggest barriers to travel. Plenty of people would jet off to faraway places more often — if it didn’t cost so much. That’s why so many travelers turn to points and miles: when used wisely, they can make plane tickets dirt cheap or even completely free (aside from some small […]
Marriott Credit Cards: What to Know Before You Apply A Marriott credit card can help you rack up points for free hotel stays at over 8,000 properties worldwide — from budget-friendly city hotels to dreamy overwater bungalows in the Maldives. Here’s what you need to know before applying. 1. Marriott Bonvoy Offers Six Credit Cards […]
1 International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may apply.
2 Vana Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Vana Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Vana Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Vana Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Vana does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.
3 Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.