Mortgage rates remain near historic lows — but getting the best mortgage experience isn’t just about market conditions. Timing matters. In fact, when you apply during the month can affect how much attention, service, and speed you’ll get from your lender. At CreditVana, we want you to understand not just the numbers behind your mortgage, […]

Big-ticket shopping can be tempting — especially when the cashier offers you an extra 15–20% off today’s purchase if you sign up for a retail store credit card. For some shoppers, that instant discount feels like a no-brainer. But what happens after you walk away with your new account? Some people never touch the card […]

Unlike traditional loans where you apply through a bank or large financial institution, peer-to-peer (P2P) personal loansconnect qualified borrowers directly with everyday investors. These loans function much like unsecured bank loans, but without the high overhead and hidden costs that traditional lenders often pass along to borrowers. At CreditVana, we use advanced analytics to help […]

You’ve found the one, and you’re ready to walk down the aisle. Love is at the center of your decision — but before you commit “for richer or for poorer,” it’s worth taking a closer look at how marriage affects your financial life. At CreditVana, we know that money decisions are just as important as […]

For first-time buyers, today’s housing market can look promising. Home prices have leveled off in many areas, and mortgage rates remain near historic lows, making ownership more attainable than in decades past. But while buyers may celebrate lower home prices, there’s a hidden expense waiting at the finish line: closing costs. According to Bankrate’s annual […]

Buying your first home is exciting — but it can also feel overwhelming. Most new buyers turn to a real estate agent for guidance, and for good reason: the process is complicated, and having a professional on your side can be valuable. But remember: while an agent works for you, the incentives in real estate […]

The Boomerang Generation: How Families Can Make It Work Graduating from college once meant independence, a first apartment, and the start of adulthood. Today, for millions of young adults, it means something else: moving back home. Cultural observers call them the “Boomerang Generation” — college graduates who return to live with their parents instead of […]

Money can be one of the biggest stress points in a marriage. In fact, many counselors say it’s not infidelity or in-laws that most often cause long-term damage—it’s financial conflict. When couples have different views on saving, spending, or investing, the relationship can quickly become strained. And when one spouse hides money or debt, it’s […]

6 Mortgage Mistakes Every Homebuyer Should Avoid Buying a home is one of the biggest financial moves you’ll ever make. But unlike shopping for a new TV, getting a mortgage is a complex process filled with steps, paperwork, and potential pitfalls. For many first-time (and even repeat) buyers, small errors can cost thousands of dollars […]

If you were hunting for a crypto-earning credit card back in late 2021, you had plenty of choices. Startups like Gemini and BlockFi rolled out cards that let you earn crypto directly, while traditional banks and issuers began offering crypto as a redemption option. Then came the infamous crypto winter of 2022, which froze much […]