Affiliate Disclosure

Affiliate Disclosure:

At CreditVana (“we,” “our,” or “us”), transparency is core to how we operate. Some links on our website and in the Credit Vana app point to financial products. When you click these offers and apply through our partners, we may earn a commission. This helps us keep popular features like your creditvana free credit score, credit score monitoring, and educational tools available to you.

How CreditVana makes money

We participate in affiliate programs with select partners, including CreditCardBroker.com, covering categories like credit cards, personal loans, and other financial services.
If you interact with an offer and submit an application, we may receive compensation from that partner.
Compensation may influence where offers appear within a list, but it does not change our commitment to accuracy or your ability to compare options side by side.

What CreditVana does- and doesn’t do

We do not sell, service, or originate loans or credit cards. All rates, fees, and terms are set by third-party providers and may change without notice.
Any language like “best,” “instant approval,” “same day,” “no hard check,” or “near me” reflects common industry terms used by providers. Always verify details on the provider’s site before you apply.
Your use of CreditVana’s tools, such as credit insights, real-time credit monitoring, and calculators (e.g., credit card payoff calculator, personal loan calculator, mortgage calculator, savings calculator, debt payoff calculator), does not guarantee approval or specific outcomes.

Your responsibility as consumer

Always review the provider’s disclosures for APRs, fees, eligibility, and approval criteria.
Offers shown when you check credit score free or check my credit score for free are tailored to your profile but remain subject to provider approval and verification.
Use our free credit report card, calculators, and credit monitoring alerts to make informed comparisons before you apply.

For questions about this disclosure, contact: info@creditvana.com

Best Rewards Cards

¹ International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

² Vana Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Vana Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Vana Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Vana Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Vana does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.

³ Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.