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Find & Claim Your Unclaimed Money

States hold billions in unclaimed property — small balances from old bank accounts, insurance payouts, payroll checks, utility deposits, and more. Use the official state programs below to search — it’s free and secure.

Check Your State Now How it works
Official state programs
Use state-run websites (free).
Tip: If you moved often, search each state where you lived or worked — states return funds only to verified owners.
$ Search money

Overview — What is Unclaimed Money?

Unclaimed property (also called unclaimed money) is financial assets turned over to state governments when the owner cannot be found. Common examples include uncashed payroll checks, old bank or brokerage accounts, insurance payouts, utility deposits, and more.

  • States become the custodian of funds when holders cannot contact the owner.
  • Funds are kept safe until the rightful owner claims them — there is no time limit in many states.
  • Searching is free when you use official state websites or NAUPA/MissingMoney resources. :contentReference[oaicite:1]{index=1}

Why this happens

Companies are required by law to try to contact account holders. If there’s no activity or contact for a set dormancy period (often 3–5 years depending on the asset), the holder transfers the property to the state. States then maintain searchable databases and return funds when owners provide verification. :contentReference[oaicite:2]{index=2}

Benefits of claiming

  • Recover money you didn’t know you had.
  • Improve personal finances without cost.
  • Prevent assets from remaining unused indefinitely.

How to Claim — Step by Step

1. Search your name

Start with the official state program (links below) or MissingMoney to search multiple states.

2. Review matches

If you find a match, the listing shows the asset type and the office holding it.

3. File a claim

Complete the claim form online (or by mail). Provide identity documents and proof of ownership.

Common documents needed

  • Government photo ID (driver’s license or passport)
  • Proof of Social Security number or ITIN
  • Proof of address (utility bill, lease) and any documents linking you to the account (old bank statements, pay stubs)

Official State Unclaimed Property Programs

Click your state to visit the official state program to search and file a claim. These links point to each state's official unclaimed property website (source: NAUPA state directory). :contentReference[oaicite:3]{index=3}

Alabama alabama.findyourunclaimedproperty.com Alaska treasury.dor.alaska.gov Arizona azdor.gov Arkansas auditor.ar.gov California sco.ca.gov Colorado colorado.findyourunclaimedproperty.com Connecticut ctbiglist.gov Delaware unclaimedproperty.delaware.gov District of Columbia dc.findyourunclaimedproperty.com Florida fltreasurehunt.gov Georgia dor.georgia.gov Hawaii budget.hawaii.gov Idaho yourmoney.idaho.gov Illinois icash.illinoistreasurer.gov Indiana indianaunclaimed.gov Iowa iowatreasurer.gov Kansas kansascash.ks.gov Kentucky treasury.ky.gov Louisiana LaCashClaim.org Maine maineunclaimedproperty.gov Maryland marylandtaxes.gov Massachusetts findmassmoney.com Michigan unclaimedproperty.michigan.gov Minnesota mn.gov Mississippi treasury.ms.gov Missouri treasurer.mo.gov Montana mtrevenue.gov Nebraska treasurer.nebraska.gov Nevada nevadatreasurer.gov New Hampshire newhampshire.findyourunclaimedproperty.com New Jersey unclaimedproperty.nj.gov New Mexico tax.newmexico.gov New York osc.state.ny.us North Carolina nccash.com North Dakota land.nd.gov Ohio com.ohio.gov Oklahoma oktreasure.com Oregon oregon.findyourunclaimedproperty.com Pennsylvania patreasury.gov Rhode Island findrimoney.com South Carolina treasurer.sc.gov South Dakota southdakota.findyourunclaimedproperty.com Tennessee treasury.tn.gov Texas claimittexas.org Utah mycash.utah.gov Vermont vermonttreasurer.gov Virginia vamoneysearch.org Washington ucp.dor.wa.gov West Virginia wvtreasury.com Wisconsin revenue.wi.gov Wyoming statetreasurer.wyo.gov

Pro tip: You can also search multiple states at once on MissingMoney.com (NAUPA-endorsed). :contentReference[oaicite:4]{index=4}

Frequently Asked Questions

How long does it take to get my money?
Processing can take from a few days to several weeks depending on the state's verification process and documentation. Some complex claims may take longer.
Is searching or claiming free?
Yes — searches and claims through official state unclaimed property websites and MissingMoney are free. Be cautious of third-party services that charge a fee to file on your behalf. :contentReference[oaicite:5]{index=5}
What documents do I need?
Typically: photo ID, proof of SSN/ITIN, proof of address, and any documents tying you to the lost account. Each state posts detailed claim requirements on their site.

Could you have unclaimed money waiting?

Search your state — it’s quick and free through official programs.