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opensky® Secured Visa® Credit Card


Apply Now!

CREDIT NEEDED
Bad Credit
No Credit

You're pre-approved*

Unlock an exclusive $30 Welcome Bonus* — issued as a Statement Credit — with $350+ same day funding

  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 openSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with just $200—secure your credit line with a refundable deposit
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 2 million+ cardholders who have used opensky® to build better credit!
**Pre-Approved means that you have met the initial criteria for this credit card; however, your application may be rejected if any of the following apply: You are a non-United States resident; the social security number you provide is invalid or we are unable to verify your identity under federal law; you are under 18 years old; your monthly expenses are greater than your monthly income; you lack sufficient income or assets to pay the monthly payment required for this card; you have two or more open credit card accounts with Capital Bank; or your account history on any current or previous relationship with Capital Bank is not in good standing.
 
*Welcome Bonus Award Disclosure: To qualify for the $30 statement credit, you must submit your application, be approved, and fully fund the required security deposit on the same day. Limit one statement credit per customer. Your account must remain open and in good standing at the time the statement credit is applied. This may take up to two billing cycles to appear and will be reflected as “Adjustment to your account”. Terms, conditions, and offer eligibility are subject to change without notice. Additional restrictions may apply. This offer is not transferable and may be modified or withdrawn at any time without prior notice. This offer is exclusive to customers who apply through the specific partner link and cannot be combined with any other offers.
 
Intro APR
N/A
Intro Period
N/A
Regular APR
23.89% variable
Annual Fee
$35
Balance Transfer
N/A
Credit Needed
--
First Progress Platinum Select MasterCard® Secured Credit Card


Apply Now!

CREDIT NEEDED
Fair Credit
Bad Credit
Get a First Progress Select Card and Earn 1% Cash Back Rewards!
 
  • Choose the First Progress Select Card for a lower annual fee!
  • All credit types welcome to apply!
  • Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time! 
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
  • Secured Cards are a great way to start establishing credit for people with low/no credit scores¹
  • Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Click for Disclosure
 

Deposit Options: Debit card funding. 

Intro APR
--
Intro Period
--
Regular APR
17.49%
Annual Fee
$39
Balance Transfer
--
Credit Needed
--
opensky® Launch Secured Visa® Credit Card


Apply Now!

CREDIT NEEDED
Bad Credit
No Credit

You're pre-approved*

  • Start building credit with just $150 – secure you line with a low, refundable security deposit
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
  • Earn up to 10% cash back on everyday purchases
  • Affordable payments – minimum payment as low as $10
  • Boost your credit score fast—2 out of 3 openSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 2 million+ cardholders who have used opensky® to build better credit!
**Pre-Approved means that you have met the initial criteria for this credit card; however, your application may be rejected if any of the following apply: You are a non-United States resident; the social security number you provide is invalid or we are unable to verify your identity under federal law; you are under 18 years old; your monthly expenses are greater than your monthly income; you lack sufficient income or assets to pay the monthly payment required for this card; you have two or more open credit card accounts with Capital Bank; or your account history on any current or previous relationship with Capital Bank is not in good standing.
 
Intro APR
--
Intro Period
--
Regular APR
28.24% variable
Annual Fee
--
Balance Transfer
--
Credit Needed
--
New!First Latitude Assent Mastercard® Secured Credit Card


Apply Now!

CREDIT NEEDED
Fair Credit
Bad Credit
No Credit

Choose the First Latitude Assent Card and enjoy $0 Annual Fee!

  • Secure your credit line with your refundable security deposit – choose from $200- $2,000. With the ability to increase up to $5,000 over time!
  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Designed to push you forward on your credit building journey with $0 Annual Fee.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion. ¹
  • All credit types welcome to apply!
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Deposit Options: Debit card funding.

Click for Disclosure

Intro APR
--
Intro Period
--
Regular APR
27.49%
Annual Fee
$0
Balance Transfer
--
Credit Needed
--
opensky® Plus Secured Visa® Credit Card


Apply Now!

CREDIT NEEDED
Fair Credit
Good Credit
Bad Credit
No Credit

You're pre-approved*

Unlock an exclusive $35 Welcome Bonus* — issued as a Statement Credit — with $450+ same day funding

  • No annual fee – keep more money in your pocket!
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases
  • Boost your credit score fast—2 out of 3 openSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with as little as $300 – Secure your line with a  refundable security deposit
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 2 million+ cardholders who have used opensky® to build better credit!
**Pre-Approved means that you have met the initial criteria for this credit card; however, your application may be rejected if any of the following apply: You are a non-United States resident; the social security number you provide is invalid or we are unable to verify your identity under federal law; you are under 18 years old; your monthly expenses are greater than your monthly income; you lack sufficient income or assets to pay the monthly payment required for this card; you have two or more open credit card accounts with Capital Bank; or your account history on any current or previous relationship with Capital Bank is not in good standing.
 
*Welcome Bonus Award Disclosure: To qualify for the $35 statement credit, you must submit your application, be approved, and fully fund the required security deposit on the same day. Limit one statement credit per customer. Your account must remain open and in good standing at the time the statement credit is applied. This may take up to two billing cycles to appear and will be reflected as “Adjustment to your account”. Terms, conditions, and offer eligibility are subject to change without notice. Additional restrictions may apply. This offer is not transferable and may be modified or withdrawn at any time without prior notice. This offer is exclusive to customers who apply through the specific partner link and cannot be combined with other offers.
 
Intro APR
N/A
Intro Period
N/A
Regular APR
28.24% variable
Annual Fee
None
Balance Transfer
N/A
Credit Needed
--
explore credit


Apply Now!

CREDIT NEEDED
Fair Credit
Good Credit
Excellent Credit
Bad Credit

Explore Credit is a smart, simple, and fast way to borrow money when you need it most. They offer short-term installment loans with no hidden fees.

Our super simple online process gets you a decision in just minutes and your funds in as little as two business days.

Requirements:

  • Credit Score Requirement: 500+
  • Minimum Loan Amount:  $300
  • Maximum Loan Amount: $2000
  • Minimum Age: 18
  • Minimum Employment Lenght: 1 month
  • Other requirements:  Checking account required, social security number, driver's license,permanent address, current employment information 

What is an online installment loan?  

An installment loan is a specific amount of money you borrow and then pay back split up into equal payments within a certain time frame.

Lending in the following states: AZ, CA, CO, DC, DE, FL, HI, IA, ID, IN, KS, KY, LA, ME, MI, MN, MO, MS, MT, ND, NE, NM, NV, OH, OK, OR, RI, SC, TN, TX, UT, WA, WI, WY.

See all terms and conditions on application page.

Kovo Credit Builder


Apply Now!

CREDIT NEEDED
Fair Credit
Bad Credit
No Credit
Give yourself the credit you deserve. Sign up to build your credit easily with small monthly payments. Instant approval, no credit check, and no hidden fees. Plus, earn up to 1% on featured loans! The ideal alternative to secured credit cards.
 
Incredible value:
  • Your payment performance is reported monthly to TransUnion®, Equifax®, Experian®, and Innovis®.
  • Earn up to $1,225 in rewards. That’s 5x more value than the cost of Kovo.
  • Lower your monthly interest payments when you have a higher credit score.
  • Better credit makes owning a car and home possible, with higher odds for approval.
  • Get your FICO® Score and see your credit score journey progress every month.

How it works:

  1. Build with Installments: pay $10/month over 24 months.
  2. Learn with Courses: pick up useful skills.
  3. Earn with Rewards: up to 1% back on eligible loan offers.

Key features:

  • Flat monthly rate
  • Instant approval
  • No credit check / no hard pull
  • No bank account needed
  • $0 security deposit
  • $0 setup/admin fees
  • $0 annual fees
  • $0 late fees
  • $0 prepayment fees
  • 0% APR

Requirements:

  • You must be at least 18 years of age
  • You must have a valid U.S. Social Security Number

Available in all 50 states.

Credit Strong - Instal & Revolv


Apply Now!

CREDIT NEEDED
Fair Credit
Bad Credit
No Credit

Multiple Ways to Build Credit.

A CreditStrong account is the fusion of a secured consumer installment loan and a savings account. During the life of your CreditStrong account you build both credit history and savings.

  • Instantly build revolving credit with no minimum monthly payment required with CreditStrong Revolv
  • Build installment credit and savings with low fixed monthly payments with CreditStrong Instal
  • Build supersized installment credit with supersized plans with CS MAX

Credit Strong is a Division of Austin Capital Bank© 2024 Member FDIC.

New!Arro Card


Apply Now!

CREDIT NEEDED
Bad Credit
No Credit

The Arro Card is a digital and physical credit card with starting credit lines up to $200, that can grow up to $2,500 over time

  • Get up to $200 with the unsecured Arro Card.
  • Earn 1% cash back on gas & groceries, including Walmart and Target
  • Instantly increase your credit limit as you master your personal finances in the Arro app.
  • Reports to all 3 credit bureaus.
  • No hard inquiry to apply.
  • Apply in 10 minutes or less.

Bank and Income Requirements 

Applicants must have a bank balance greater than $50 and have a recent positive bank balance.  Also, applicants must earn more thatn $1000/month, on average over the prior 3 months.  Income can include government benefits or student loans that cover living expenses.

Steps to Sign up

  1. Download the Arro app
  2. Complete your application by providing information required to verify your identity and by connecting a bank account
  3. Start using your Arro Card!

The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

Upstart Personal Loans


Apply Now!

CREDIT NEEDED
Good Credit

Fair & fast personal loans - $1,000 - $75,000§ | 3 & 5 year terms‡

  • A personal loan for your personal needs:  moving, home improvement, medical, credit card and debt consolidation, wedding loans
  • Check your rate in 5 minutes
  • Won't affect your credit score!††
  • Next day funding- 99% of applicants get money just 1 business day after accepting their loans**
  • 1 monthly payment- Simplify with 1 single monthly payment at a fixed rate
  • No prepayment penalty - You may pay off part or all of the loan at any time with no fee
†† When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.
 
§ Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state.
 
‡ The full range of available rates varies by state. The average 5-year loan offered across all lenders using the Upstart platform will have an APR of 26.48% and 60 monthly payments of $26.73 per $1,000 borrowed. For example, the total cost of a $10,000 loan would be $16,038 including a $752 origination fee. APR is calculated based on 5-year rates offered in December 2022. There is no downpayment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
 
** If you accept your loan by 5pm EST (not including weekends or holidays), you will receive your funds the next business day. Loans used to fund education related expenses are subject to a 3 business day wait period between loan acceptance and funding in accordance with federal law.
First Latitude Elite Mastercard® Secured Credit Card 


Apply Now!

CREDIT NEEDED
Fair Credit
Bad Credit
No Credit

Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.

  • Choose our First Latitude Elite Card for a lower annual APR!
  • Apply now and fund your security deposit over 90 days with the option to make partial payments.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
  • No minimum credit score required for approval!
  • Secure your credit line with a refundable security deposit - as low as $200 to get started!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *See Important Disclosures for complete offer details

Deposit Options: Debit card funding.

Disclosure:

Click for disclosure

Intro APR
--
Intro Period
--
Regular APR
23.49%
Annual Fee
$29
Balance Transfer
--
Credit Needed
--
Upstart Auto Refinancing


Apply Now!

CREDIT NEEDED
Good Credit
Refinancing your car loan can help you save money by lowering your APR or by reducing your monthly payments.
  • Checking your rate won’t affect your credit score.2
  • Upstart car loan customers save an average of $1,085 per year on their loan1
  • Smarter rates - Our model looks beyond your credit score. It looks at education3 and experience to find you the loan you deserve.
  • Seamless application - Check your rate in minutes. Upstart will handle paying off your previous lender so you can have a smooth ride to savings!
  • Trusted company - Award winning customer service to help you through any questions.

How it works:

  1. Check your rate - Fill out a form to check your rate in minutes
  2. Verify your information - We’ll verify your information, vehicle, and current car loan.
  3. Get your money - Upstart will pay off your previous loan and update your title. Enjoy the savings.

You may be asked to provide documents that verify your identity, education, and income. We may also ask for a copy of your registration card or proof of insurance.

If your car has a co-owner, the co-owner will need to sign and return a consent form within five days of application approval. And if we learn of any open claims or second liens on your vehicle, we may request proof of resolution.

Any documents we need to process your application, along with their descriptions, will appear on your Upstart dashboard after you submit your application.

1 This information is estimated based on all consumers who were approved for an auto loan through the Upstart platform and accepted their final terms. As of 3/31/2023, the average yearly payment savings amount is $1,085. To evaluate savings on a loan you are considering refinancing, it is important to compare your APR and remaining term from your existing auto loan to the APR and term offered through Upstart.
2 When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.
3 Although educational information is collected as part of Upstart's rate check process, neither Upstart nor its bank partners have a minimum educational attainment requirement in order to be eligible for a loan.
To evaluate savings on a loan you are considering refinancing, it is important to compare your APR and remaining term from your existing automotive loan to the APR and term offered through Upstart.
All loans are originated by lending partners on the Upstart marketplace.
Upgrade Personal Loans


Apply Now!

CREDIT NEEDED
Fair Credit
Good Credit
Excellent Credit
  • Loan Amounts: $1,000-$50,000
  • Annual Percentage Rates (APRs): 7.99% - 35.99%.
  • Fixed rates and payments with a clear pay off date.
  • Flexible loan options: explore multiple options and pick the loan amount and term that best fits your budget and timeline.
  • Fast Funding. Money is sent to your bank account within a day of clearing any verifications.*
  • Automatic payments and ability to customize the due date: manage your account online or via the mobile app
  • No prepayment penalties.
  • Access to free credit score monitoring, educational tools, and personalized recommendations to help you understand and make the most of your credit.

Disclosures:

Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/

Fast Funding Disclosure:

*Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.

The BILL Divvy Card for businesses


Apply Now!

CREDIT NEEDED
N/A

A better way to get business credit

BILL Spend & Expense makes it easy to access the funding you need, no matter the size of your business. Apply for a credit line in seconds and start spending smarter.
 
  • No annual fees
  • Each employee gets a card that can be controlled by your admin
  • Set budgets to control spend
  • Automated decisions up to $100k¹
  • Multiple ways of underwriting
  • Scalable credit lines
  • Automated expense management
  • Rewards on vendor payments
  • Virtual cards

Rewards of a credit card with the efficiency of software

BILL Spend & Expense gives you all the rewards you’d expect from the best business credit lines with all the features of a best-in-class finance app: automated reimbursement, expense reports, and vendor payments, accounting integrations, an easy to use mobile app, and a whole lot more.
 
What is BILL?
 
BILL is a financial operations platform that gives you control over finances so you can confidently run your business. BILL’s integrated platform includes BILL Accounts Payable, BILL Accounts Receivable, and BILL Spend & Expense to help you automate AP, AR, spend, and expense management—all in one place.
 
 
¹Actual amount depends on applicant’s credit information and approval of application.
 
 
Universal Credit Personal Loans


Apply Now!

CREDIT NEEDED
Fair Credit
Good Credit
Excellent Credit
  • Loan Amounts: $1,000-$50,000
  • Annual Percentage Rates (APRs): 11.69%-35.93%
  • Fixed rates and payments with a clear pay off date.
  • Flexible loan options: explore multiple options and pick the loan amount and term that best fits your budget and timeline.
  • Fast Funding. Money is sent to your bank account within a day of clearing any verifications. *
  • Automatic payments and ability to customize the due date: manage your account online or via the mobile app
  • No prepayment penalties.
  • Access to free credit score monitoring, educational tools, and personalized recommendations to help you understand and make the most of
    your credit.

 

Disclosures:
 
Personal loans made through Universal Credit feature Annual Percentage Rates (APRs) of 11.69%-35.93%. All personal loans have a 5.25% to 8.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 36 to 60 months. For example, if you receive a $10,000 loan with a 36-month term and a 28.47% APR (which includes a 22.99% yearly interest rate and a 7% one-time origination fee), you would receive $9,300 in your account and would have a required monthly payment of $387.05. Over the life of the loan, your payments would total $13,933.62. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Universal Credit's bank partners. Information on Universal Credit's bank partners can be found at https://www.universal-credit.com/bank-partners/
 
Fast Funding Disclosure:
 
*Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.

State Exclusions:

Loans are not currently available to residents of DC.
 

debtmd


Apply Now!

CREDIT NEEDED
N/A

Live the Debt-Free Life You Deserve

Solutions: Debt Consolidation Loans, Debt Settlement, Student Loan Refinancing.

  • Compare debt relief options and choose the best one with confidence
  • Request a free quote from one of our top-rated partners
  • Lower your monthly payment
  • Reduce your interest rates
  • Pay off high-interest credit card debt faster
  • Be debt-free in as little as 12 months

Type of Debt:

  • Credit Card Debt
  • Medical Debt
  • Student Loan Debt

Take control of your debt and get on the path to financial freedom

First Progress Platinum Prestige MasterCard® Secured Credit Card


Apply Now!

CREDIT NEEDED
Fair Credit
Bad Credit

Earn 1% Cash Back Rewards with First Progress Prestige!

  • All credit types welcome to apply!
  • Apply now and fund your security deposit over 90 days with the option to make partial payments.
  • You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
  • Secured Cards are a great way to start establishing credit for people with low/no credit scores.¹
  • Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined.
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Deposit Options: debit card funding. 

Click for Disclosure
 

Intro APR
--
Intro Period
--
Regular APR
13.49%
Annual Fee
$49
Balance Transfer
--
Credit Needed
--
Auto Financing and Refinancing


Apply Now!

CREDIT NEEDED
Fair Credit
Good Credit
Excellent Credit
Bad Credit
Auto Financing and Refinancing – Average Customer saves up to $2000 or more…
 
  • 1 Application with up to 4 loan offers in minutes
  • Apply online, 24/7 in the convenience of your home or office
  • Lowest interest rates available – average customer saves $2000 in interest charges
  • Get approved and have financing in place before going to a dealer
  • Refinance and lower your current interest rate and payments or even skip a payment
  • Also offering Private Party and Lease Buyout loans
  • Fast & free  - No fees or obligations
  • Private, secure and confidential

Your premier online auto finance and refinance marketplace. Apply now and receive up to 4 loan offers in minutes! Fast, easy and free…

Self Financial - Credit Builder Account


Apply Now!

CREDIT NEEDED
Fair Credit
Bad Credit
No Credit
Self offers Credit Builder Accounts.
 
  • Self Financial may help you get a Credit Builder Account through their banking partners, which has a term of 24 months.
  • All payments are reported to the three major credit bureaus as an installment loan which helps consumers build credit.
  • Savings plans start at $25/month and include credit monitoring.  At the end of account term, The account may help you built credit history and your CD savings unlock. (minus interest and fees)
Sample loans: See self.inc/pricing $25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. 
 
Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.  
 
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.  
Nav Prime Card


Apply Now!

CREDIT NEEDED
N/A
Access the Nav Prime Card as part of Nav Prime  — the only solution that lets you track your credit progress while simultaneously building your business credit. 
 
Nav Prime gives you up to two tradelines, detailed credit health data, business banking, and access to the Nav Prime Card — the only business credit-building charge card with no credit check, no personal guarantee, and no security deposit required. Access Nav Prime’s benefits without any big bank barriers².
 
  • Access the Nav Prime Card¹ as part of Nav Prime — trusted by 250,000+ for building business credit history and managing credit health.
  • Build business credit from your everyday purchases with the Nav Prime Card — no time in business, credit, or annual revenue minimums.
  • Get up to two tradelines from Nav Prime membership payments ($49.99/mo) and Nav Prime Card use for business credit-building.
  • Nav is the only place you can see both business and personal credit data lenders see for confident decision-making.
  • Access Nav Business Checking to manage money with no domestic fees or minimum balance.
  • Nav Prime customers are nearly 2X more likely to get approved for lending through Nav. ¹

 

Disclosures:
¹Compared to customers without Nav Prime who were approved for lending through Nav. All offers are subject to lender underwriting and approval, which does not include status as a Nav Prime customer. Individual results will vary.
 
²There are no requirements to get Nav Prime. To get the Nav Prime Card, you are required to be an active Nav Prime member, have an approved Nav Business Checking application, and a successfully linked bank account to use as repayment for your Nav Prime Card balance. The Nav Prime Card is currently not available in ND, SD, and NV.
 
Nav Technologies, Inc. is a financial technology company and is not a bank. Banking services are provided by Blue Ridge Bank and Thread Bank, N.A; Members FDIC. The Nav Business Checking account is offered by Blue Ridge Bank N.A., Member FDIC. The Nav Prime Visa® charge card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa charge cards are accepted.
 
Charge.com Merchant Account


Apply Now!

CREDIT NEEDED
N/A

Why Charge.com?

Charge.com is one of the safest credit card processing companies in America.  We’ll help you capture sales, increase revenue, and do it all at an affordable price

  • Merchant Credit Card Processing Services
  • The easiest, most affordable way to accept credit cards for your business
  • Rated #1 Merchant Account Provider Six Years in a Row (1)
  • No Setup Fees, No Cancellation Fees, No Long-Term Contract
  • Low Cost Assurance with Rates as Low as 0.25% (2)
  • Free Software & Free EMV Terminals / Card Readers (3)
  • Charge.com Has Been Online More than 25 Years

 

Don’t lose another sale because you don’t take credit cards. Online and mail-order businesses that don’t offer shoppers a credit card payment option lose over 80% of their impulse sales. Accepting credit cards will give your customers the confidence to order without hesitation. Charge.com will assign to you one of our experienced account specialists who will carefully walk you through the simple process of becoming a credit card merchant. Of all the credit card processing companies, Charge.com is the safest and most convenient for both you and your customers.

No Application Fee
 
We waive your bank application fee, so applying costs you nothing; other companies charge $250 or more, just to look at your application. What’s more, our approval rate is one of the highest in the industry. With us, you can be sure that your business will be accepting credit cards in practically no time. Click here to apply right now.
 
Free Software
 
This service allows you to accept checks from your customers over the phone, by fax, or through the Internet via email or the World Wide Web. We have the ideal services and credit card machine for your business. Other companies charge up to $300.00 or more to set up this service. We set up the service for you absolutely free, just for applying.
 
Affordable Prices
 
For the guaranteed lowest price1 available, you can get your own user friendly credit card processing system. Charge.com offers three different options for processing credit cards. You can choose Real-Time processing with a Virtual Terminal, computer ecommerce software for either PC or Macintosh, or an electronic keypad terminal.
 
We offer the best rates in the industry—as low as 0.25%
 
We can approve all business types including Internet, phone order, mail order, mobile/wireless, and retail merchants. We are approving businesses just like yours every day.
 
We Approve:
  • Mail Order
  • Phone Order
  • Home-Based
  • Online Business
  • Retail Business
  • Service Business
  • Professional
  • Restaurants
  • High Risk
1. Rated by 100 Best Merchant Accounts
2. Restrictions apply. See Low Cost Assurance details.
3. Terms and conditions apply. Subject to approval. Processing/account fees apply.
Kikoff Credit Account


Apply Now!

CREDIT NEEDED
Bad Credit
No Credit

Build credit with Kikoff.  The safe way to build credit..

We help you establish positive payment history and lower utilization, both important factors for raising your credit score.

  • No credit check. No hard pulls required
  • Starts at $5/mo. Cancel anytime
  • With 0% interest
  • Open your account in minutes
  • Easy & automatic.  With the optional Autopay, never worry about due dates.

How does Kikoff work?

Kikoff is a credit-building service designed to help you build credit safely and responsibly. Our products are designed to target the 5 major credit score factors.

Kikoff offers 2 products:

  1. Kikoff Credit Account - this is a revolving line of credit. This account builds monthly payment history and helps reduce your credit utilization.
  2. Kikoff Credit Builder Loan - this is an additional product for customers with positive payment behavior on Kikoff products. Credit Builder Loan is a 1-year savings plan for $10/month.

Is this a credit card?

The Kikoff Credit Account is a revolving line of credit that gets reported to Equifax and Experian.

You are able to use the Kikoff Credit Account to finance the purchase of goods and services from Kikoff.

Unlike a credit card, the Kikoff Credit Account can only be used to make purchases from Kikoff (e.g. can’t buy gas or groceries)

Which bureaus does Kikoff report to?

Kikoff is an official data furnisher to the 3 major credit bureaus: Equifax, Experian, and TransUnion.

Please note that reporting depends upon which Kikoff products you have:

Kikoff Credit Account reports to Equifax and Experian.

Credit Builder Loan (optional add-on) reports to TransUnion and Equifax.

Please see all terms and conditions and state availability: https://kikoff.com/terms.pdf

Acorns Savings & Investment App


Apply Now!

CREDIT NEEDED
N/A

Acorns is the saving and investing app and is how you save and invest for your future.

INVEST

  • Sign up in under 3 minutes!
  • No expertise needed: we’ll recommend a portfolio for your needs
  • Start investing in your future with spare change from everyday purchases or as little as $5.  Get investing, retirement, checking, investing for families, rewards, financial education and more—in one, easy app
  • Get Acorns Later, our easy retirement account, in under 2 minutes.  We'll recommend the right plan to you (Roth, SEP, Traditional)

SPEND

  • Real time Round-Ups, so you can invest while you spend and give your spare change more time in the market

EARLY

  • In under 3 minutes, open an easy investment account for kids, and unlock our financial wellness system.
  • Get Acorns Early and invest for the kids you love.  Early is a UTMA/UGMA account, so its more flexible than a 529/traditional college savings account
  • Grow your knowledge together, with financial literacy content for families, powered by Acorns and CNBC
  • Set it and forget it with easy Recurring Investments, starting at $5 a day, week, or month

EARN

  • Earn more money when you shop from 350+ top brands that invest in you.

*See all terms and conditions.

GreenLight® Debit Card & App For Kids


Apply Now!

CREDIT NEEDED
No Credit
Teach your kids how to learn manage money, set savings goals, and spend wisely!
  • Greenlight celebrates smart money management by rewarding kids with up to 1% Cash Back and 2% on their Savings balances.*
  • Send money to your kids — anytime, anywhere.
  • Get real-time notifications any time the card is used.
  • Create in-app chore lists and tie the work to perks.
  • Allowance on autopilot.  Weekly or monthly, you can set it and forget it.
  • Personalize your kids’ debit cards. Selfies rule.

Frequently Asked Questions (more on website)

Is there a minimum age?  We support kids and grownups of all ages. No minimum (or maximum) age here.

How much does it cost?  Greenlight plans start at $4.99 per month and include debit cards for up to five (5) kids. Your first month is on us, and you can cancel at any time. See our Plans page for more.

What do I need to sign up?

  • Your email address
  • Your mobile phone number
  • Your child’s/children’s name(s)
  • Your legal first and last name
  • Your physical address
  • Your date of birth
  • A valid debit card or bank account
  • Your Social Security number (SSN). For information on why we ask for your SSN, learn more about the U.S. Patriot Act.

Where is the card accepted?  The Greenlight card can be used almost anywhere Mastercard is accepted, online and in-store. “Almost,” because our cardholders are kids, and we’ve put important guardrails in place. Greenlight also works internationally in 150+ other countries, with no foreign transaction fees. No need to let us know if you travel abroad — you’ll have enough to remember.

Is Greenlight safe?   Greenlight blocks ‘unsafe’ spending categories, sends real-time transaction notifications and gives parents flexible ATM and other spending controls. We also provide additional layers of protection to our families in the form of face or fingerprint recognition and the ability to turn your card on or off directly in the app. Greenlight debit cards are FDIC-insured up to $250,000, and come with Mastercard’s Zero Liability Protection.

*see all terms and conditions (click apply now to view)