📜 CreditVana Mobile App Privacy Policy

Effective Date: July 14 2025
App Name: CreditVana – Credit Score Monitor
Company Name: CreditVana LLC
Contact Email: info@creditvana.com

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🔐 1. Introduction

At CreditVana, we take your privacy seriously. This Privacy Policy explains how we collect, use, share, and protect the personal information you provide when using our mobile application. This policy applies exclusively to the CreditVana mobile app, separate from our website privacy terms.

By using the CreditVana app, you agree to the terms described here.

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📋 2. Information We Collect

We collect personal and sensitive data required to verify your identity and retrieve your credit report through our secure partner, IDIQ.

Personal Information Collected:

• Full Name
• Email Address
• Phone Number
• Date of Birth (DOB)
• Social Security Number (SSN)
• Residential Address

Automatically Collected:

• Device Information (model, OS version)
• Login activity and session status
• Error logs (for crash reporting and support)

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🔄 3. How We Use Your Information

We use your data for the following purposes:

• To create and manage your CreditVana account
• To securely transmit your data to IDIQ in order to fetch your credit report and score
• To monitor app performance and fix bugs
• To provide relevant financial product offers via affiliate links

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🔗 4. Data Sharing & Third Parties

Your information is shared only with:

• IDIQ (IdentityIQ) – for credit score/report access
• CreditCardBroker.com – if you choose to engage with affiliate loan or credit card offers

We do not sell your personal information to any third-party advertisers or marketers.

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🔒 5. Data Security

• All personal data is encrypted in transit using industry-standard SSL.
• We do not store your SSN or credit report data on our servers.
• We apply technical and organizational safeguards to protect your information.

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🧽 6. Data Retention & Deletion

We retain only the data necessary to keep your account active.

You may request:

• Data Deletion
• Account Closure
• Information Access or Correction

By contacting us at: info@creditvana.com

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🧾 7. Affiliate Disclosure

This app contains affiliate links to third-party loan and credit services via CreditCardBroker.com. We may earn a commission when you interact with these offers. These links are clearly marked and optional to engage with.

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🚫 8. Children’s Privacy

This app is intended for users 18 years and older. We do not knowingly collect personal data from individuals under 18.

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📍 9. Geographic Scope

This app is available to residents of the United States only. Use outside of the U.S. is not supported.

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📄 10. Changes to This Policy

We may update this policy periodically. When we do, we’ll notify users through the app or by updating the policy date on our website.

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📞 11. Contact Us

If you have questions about this Privacy Policy or your personal data, please contact:

CreditVana LLC
Email: info@creditvana.com
Website: https://creditvana.com